Hi Nadezhda,
The configuration you find for transactional documents like Leads, opportunities etc. are not applicable for accounts.
If Territory Management is scoped in the system - then logged is person becomes the Account Owner
However ff Territory Management is not scoped - You can use "Derive Territory" action on the new account to get the territory (based on defined territory rules) and the territory team inherited by the account.
Regards,
Suman